How to find debts owed on a house going to auction

[Diesel1]

There's a house near me going on the auction block. I was able to look up town records and see the taxes have been paid. A family member would be interested in bidding on the house and has the funds on hand to purchase at auction......question is, how does one find out what debts and how much is on the house? I guess a title company would be able to look into it, but unfortunately, I would like to find out today what is owed on the property.

Anyone have any idea how to find that out?

[Heartlessmcfly]

What's the address so I can outbid you

[BLAMMO!!]

A title company is the only way I know of. That's what they do. They'll find most liens but not necessarily all of them. I don't think there's any way to be absolutely sure of all the claims against a property without putting an ad in the legal notices of the local newspaper. Somebody could come out of the woodwork with a claim form decades (even centuries) ago. That's why they sell title insurance.

Of course, that's unlikely.

[BillyBonds]

Why do I keep getting notification for threads I have "subscribed" to, like this one, that I definietly didnt subscribe to.

[Heartlessmcfly]

Why do I keep getting notification for threads I have "subscribed" to, like this one, that I definietly didnt subscribe to.

Stay on topic!

[Diesel1]

What's the address so I can outbid you

I'm not the one bidding genius! If you read the entire post, you would know that. Family member bidding will give you plenty of work once you're licensed big daddy. He likes perfection in his work and jobs done fast.......just like you. I'm happy to refer you after seeing your work if you can just keep your yap shut for 5 minutes.

[roadraje]

Mike's a fast-finisher.

[Heartlessmcfly]

I'm not the one bidding genius! If you read the entire post, you would know that. Family member bidding will give you plenty of work once you're licensed big daddy. He likes perfection in his work and jobs done fast.......just like you. I'm happy to refer you after seeing your work if you can just keep your yap shut for 5 minutes.

I read your text and read the same BS here jerkoff.

[sheeple]

A Real Estate Attorney can help you find out what debts are owed on the house prior to the auction.

Would be tough to find out what's owed today if you use an attorney though.

[Diesel1]

A title company is the only way I know of. That's what they do. They'll find most liens but not necessarily all of them. I don't think there's any way to be absolutely sure of all the claims against a property without putting an ad in the legal notices of the local newspaper. Somebody could come out of the woodwork with a claim form decades (even centuries) ago. That's why they sell title insurance.

Of course, that's unlikely.

That's what I figured. I tried everything else and even have access to some real estate programs, but only got so far. I know when they purchased, for how much, the amount of the loan, what they put down, what taxes have been paid, etc., I just can't find the exact amount owed.

[Karpteach]

Mike's a fast-finisher.

He's also a very late starter!!

[Llaara]

You can find out yourself. Is it Suffolk? Check Suffolk county clerks office. If Nassau, then check Nassau county clerks office. Look online to start. You can always go down there and check records as well. You have access to any filed liens, lis pendens, etc.

[Havfun]

I read your text and read the same BS here jerkoff.

always making friends there mcfly

[Havfun]

i think they should invest in title insurance. not worth the risk once he builds on it

[LI Ammo]

http://www.suffolkcountyny.gov/Depar...sandUCCs.aspxV

There's a house near me going on the auction block. I was able to look up town records and see the taxes have been paid. A family member would be interested in bidding on the house and has the funds on hand to purchase at auction......question is, how does one find out what debts and how much is on the house? I guess a title company would be able to look into it, but unfortunately, I would like to find out today what is owed on the property.

Anyone have any idea how to find that out?

Suffolk County has a nice website for looking up liens:

http://www.suffolkcountyny.gov/Departments/CountyClerk/JudgmentsLiensandUCCs.aspx

The site also gives the phone number for the Feds.